30-Year Mortgage Amortization Schedule
The 30-year fixed mortgage is still the default for U.S. home loans. This page shows the full 360-payment path for $300,000 at 6.5% — the schedule most borrowers receive at closing, but here you can tweak terms before you sign.
Controls below default to annual summary for this long term so the PDF stays readable. Switch to every payment when you need row-level detail. Download CSV for Excel.
Planning tool only. Servicer schedules may round differently on individual payments while still landing on zero at payoff.
Loan:$300,000.00 at 6.5% for 30 years (monthly)
Monthly payment:$1,896.20
Total interest:$382,636.74· Payments:361
| # | Payment | Principal | Interest | Extra | Balance |
|---|---|---|---|---|---|
| 1 | $22,754.40 | $3,353.12 | $19,401.28 | $296,646.88 | |
| 2 | $22,754.40 | $3,577.68 | $19,176.72 | $293,069.20 | |
| 3 | $22,754.40 | $3,817.29 | $18,937.11 | $289,251.91 | |
| 4 | $22,754.40 | $4,072.94 | $18,681.46 | $285,178.97 | |
| 5 | $22,754.40 | $4,345.71 | $18,408.69 | $280,833.26 | |
| 6 | $22,754.40 | $4,636.75 | $18,117.65 | $276,196.51 | |
| 7 | $22,754.40 | $4,947.30 | $17,807.10 | $271,249.21 | |
| 8 | $22,754.40 | $5,278.62 | $17,475.78 | $265,970.59 | |
| 9 | $22,754.40 | $5,632.13 | $17,122.27 | $260,338.46 | |
| 10 | $22,754.40 | $6,009.32 | $16,745.08 | $254,329.14 | |
| 11 | $22,754.40 | $6,411.79 | $16,342.61 | $247,917.35 | |
| 12 | $22,754.40 | $6,841.18 | $15,913.22 | $241,076.17 |
Showing first 12 of 31 rows. Download PDF or CSV for the full schedule.
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